cancel
Showing results for 
Search instead for 
Did you mean: 

Collection

tag
newbiewife
Regular Contributor

Collection

Can anybody please help me I don't know why a collection is reporting in my credit bureau merchant credit guide under Swiss colony which is paid and don't owe . Please help me what should I do?
Heart trying to reach 800! Heart
Gardening till 12/14 Smiley Tongue
Message 1 of 7
6 REPLIES 6
Scupra
Super Contributor

Re: Collection

I would contact the creditor first and go from there.
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 7
newbiewife
Regular Contributor

Re: Collection

I contacted the Swiss colony and they told me I don't owe them any money that's why on report it said paid but I they don't know why I do have collection.😩
Heart trying to reach 800! Heart
Gardening till 12/14 Smiley Tongue
Message 3 of 7
Scupra
Super Contributor

Re: Collection


@newbiewife wrote:
I contacted the Swiss colony and they told me I don't owe them any money that's why on report it said paid but I they don't know why I do have collection.😩

Is it Swiss Colony that is reporting the collection?

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 7
newbiewife
Regular Contributor

Re: Collection

Merchant credit guide
Heart trying to reach 800! Heart
Gardening till 12/14 Smiley Tongue
Message 5 of 7
Scupra
Super Contributor

Re: Collection


@newbiewife wrote:
Merchant credit guide

Contact them Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 6 of 7
oldman425
Frequent Contributor

Re: Collection

It could be that Swiss Colony sold your collections account to this other company and they never informed them when you paid the account off.  Like what was said before, contact the new agency.  If they give you a hard time, you can also dispute it to the credit reporting agancy that shows it in collections.

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.