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sgurariy
Posts: 1
Registered: ‎08-07-2012
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Credit Repair after Bankruptcy

I ran in to money problem several years back and decided to get the services of a debt settlement company to help me. Even though they settled couple of the credit cards after a while I couldn't pay them either and had to file for Chapter 7. It has been several years since bankruptcy and now I want to improve my credit. I was able to get Capital One card since that but that's about it.

 

I wanted to know if there is a way to remove the cards that were settled from the credit report because they are showing up as "settled for less than full amount" and if there are tips that I could use to improve my credit. I know that bankruptcy stayes on your report for a while but I heard stories of people still having great credit scores several years after filling.

 

Any input is greatly appreciated.


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