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Credit Report after Chapter 13

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Anonymous
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Credit Report after Chapter 13

I am trying to get accurate information. We included our mortgage in 2010-chapter 13 filing. Less than a year in, BOA gave us a loan modification that they denied us for 2 years, forcing us into the Chapter 13. They took our late payments, added it onto the modification and removed themselves from the 13. Now, our 13 ended on October 7th and I called BOA and asked them to report our on-time payments from 2010-2012 before they sold our mortgage to another comapny. Because they removed themselves from the 13 when they did the modification. They are telling me they don't have to go back and correct any information on my credit report? The current mortgage company is in the process of doing it.

I told BOA they can keep 2008-2009 late payments if they choose.

Can anyone help me. Having 5 years of on-time mortgage payments should raise out Fico score and BOA is saying now they still don't have to rerport it accurately.  

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