Credit Reports

[Anonymous]

I received my BK7 discharge on July 21. I pulled my 3 credit reports, all are reporting $0 balance / IIB, but I have derogatory/late payments. Should I dispute these remarks? I was about 4 month derogatory on CC prior to filing, so I dont  even know if they would correct those disputes.

[ezdriver]

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@Anonymous wrote:

I received my BK7 discharge on July 21. I pulled my 3 credit reports, all are reporting $0 balance / IIB, but I have derogatory/late payments. Should I dispute these remarks? I was about 4 month derogatory on CC prior to filing, so I dont  even know if they would correct those disputes.

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No...history is valid and disputing valid information is frowned upon by this forum and most who post here.