@scrubs wrote:
sooo true 06 about navy. does not matter paying off navy cc because she still have the house payments with navy. i had a friend that had an mortage with navy cc zero balance and cont to pay on the montage navy close cc , insurance and on line access everything was closed. only way too keep navy is to close off all your accounts and have an zero balance on all of them then reopen after six months after bk.
Looks like Navy Federal and USAA sing from the same sheet of music. Sometimes I think 1/3 of my career has been spent dealing with Navy Federal, PenFed and USAA over issues servicemembers have with them. Of the three, Navy Federal is an abusive SOB whereas USAA and PenFed are somewhat pragmatic. USAA and Navy Federal are also the most vindictive, unforgiving financial institutions I have ever seen.
I wonder if Navy Federal handles a Chapter 13 bankruptcy any differently since secured debts are paid in full.
