Credit Union will not report $0 balance after discharge

[34Roses]

I will check with Trustee but I am pretty sure they paid them in accordance to the terms.  I can see all the payments in my case online.

[gdale6]

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@34Roses wrote:

Unfortunately, this CU plays hard ball. .  I wrote 4 goodwill letters to CEO and CM asking for a good will deletion.  No go.  

Just recently last month since I am trying to bounce back from CH 13 I tried to open an account there again.  I was told since I filed bankruptcy with them there servcies are no longer offered to those previous client    - Oh well took my business to another CU.  The thing is I had a good payment history with them before I filed. 

Then I disputed the amount and past due balance still reporting to EQ that I owe.    So I either I report them or ITS.

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All CUs have this attitude when you burn them in BK. As a rule you dont open deposit accounts at banks or CUs that were burned by either a CO or BK. The only way they would open their arms again is if you paid back every dime that was owed not just a percentage as done by CH-13..

[34Roses]

I did not know about not going back to them.  Newbie here still learning.   - Thax

[34Roses]

Well I got some success!!!    I called EQ was told DFCU is reporting it after my dispute  and they cannot change.   I placed a call to DFCU they connected me to the right person and she placed a call when I was on the phone straight to EQ and told them the the update was to clear all balances to $0.  EQ said would update it in 24- 48 hours.

That was yesterday and today it is fix.   So sucess without having to report.    1 down and more fixing to go

Thanks to everyone who replied.  It is much appreciated.

[soldierpr]

Your best bet is to file an CFPB complaint. I had the same problem last year with an account that keeps reporting balance and the CFPB took care of it in 3 days!. They are no joke and they will follow up on it. Send them your schedule and discharge papers.