Credit counseling course

[masscredit]

It's been a while since I've done this. A family member is going to be filing for Ch7 and needs to take the credit counseling course. I don't remember if they are all created equal/cost about the same. Looking for an online.  Any that are popular/recommended?

Thanks!

[DaveInAZ]

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@masscredit wrote:

It's been a while since I've done this. A family member is going to be filing for Ch7 and needs to take the credit counseling course. I don't remember if they are all created equal/cost about the same. Looking for an online.  Any that are popular/recommended?

Thanks!

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I'd suggest the cheapest your relative can find to take online, they're pretty well useless, just a formality required by the courts. Just make sure the one you choose is approved by the local BK court. I can't even remember the content of mine from 2010, it's was pretty basic stuff - don't spend more then you can afford, etc. etc.

[ezdriver]

Ask the attorney handling the bankruptcy case to recommend a couple of sources.

[bstone]

Our attorney had one they worked with directly, when we completed each portion the certificate was automatically e-mailed to his office.

What a waste of time and money those courses were though.  The course I had to take must have been written by a fifth grader with all the typos and grammatical errors.  I honestly felt dumber after having taken the course.