Credit one won't even prequal me

morganfofo · ‎06-29-2014

My EX FICO is 520. PACER shows me discharged as of June 25. According to the score simulator, my score will go up to 570 if I get a credit card. If credit one won't even prequal me, should I apply for a secured card, or should I just wait a month and try to prequal again with crdiy one? I'm trying to follow the 24 months to 700 strategy.

EQ: 603 as of 6/1/15
TU: 608 as of 6/1/15
EX: 612 as of 6/1/15

Gardening til January 2016!

gdale6 · ‎06-29-2014

@morganfofo wrote:
My EX FICO is 520. PACER shows me discharged as of June 25. According to the score simulator, my score will go up to 570 if I get a credit card. If credit one won't even prequal me, should I apply for a secured card, or should I just wait a month and try to prequal again with crdiy one? I'm trying to follow the 24 months to 700 strategy.

I have given you the answer in your other thread (discharge question)...

mommy2mimi · ‎06-30-2014

Try Capital one prequalification