All you have to do is send them a copy of what accounts were included in the bankruptcy and they will correct it. You can dispute online but they will just send you something in the mail asking you to provide the proof anyway
Mike1978 wrote:I filed bankruptcy 6 years ago. I kept my car and never made a late payment. In 2006 I paid off my car. Is it normal that my credit report reflects a $0 balance and says Derogatory due to bankruptcy?