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Is this a credit score through this website?
@Anonymous wrote:
I had a chapter 7 removed today and my score only increased 8 points....thats it???? You would think 50 points!!!!
On the one hand, the BK-notation is gone. On the other hand, you are now back in the "clean" league, meaning your credit is compared to the those again who do not have a BK on file.
Now, how "active" have you been in using credit over the past 7 years? I always point out that it's wise to build new credit on day one after your discharge. That avoids a "hole" in your credit-history and gets you prepared for the day your BK falls of your report.