Creditor Reporting Correctly?

[Anonymous]

Hello, is this being reported correctly (TU) I filed CH7 - waiting for discharge:

Last Reported

Oct 14, 2015

Creditor Name

TARGET/TD

Account Type

Credit Card

Account Status

Closed - Derogatory

Opened Date

Nov 16, 2007

Closed Date

Mar 14, 2015

Limit

$500

Term

--

Monthly Payment

$0

Responsibility

Individual

Balance

$0

Highest Balance

$789

Payment Status

Unknown

Worst Payment Status

Unknown

Date of Last Payment

Jul 28, 2014

Amount Past Due

$0

Times 30/60/90 Days Late

0/0/0

Remarks

Chapter 7 bankruptcy

[ezdriver]

All discharged debt must be reported as IIB with a $0 balance. Give it time because the creditor has some time to report it correctly once discharged. Don't worry about it at this point. Pull your reports 30 days after discharge and then start requesting corrections if necessary.

[Anonymous]

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