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FINALLY ITS HAPPENED! THIS IS SUCH AN AMAZING FEELING!!!
I was so depressed and mentally broken before I filed and this weight has been lifted.
Just wondering, whats average time it should take for bureaus to be notified of the discharge?
Your credit report should be updated within a week or so. The creditors, however, may take longer. I'd give them a month before pulling your credit and ensuring everything is updated.
Before applying for credit, you'll want to ensure all your creditors are reporting properly. Just one creditor reporting a balance and monthly payment could result in a denial on a new application.
Congrats OP. I've been in your shoes before! Enjoy your new chapter of life. Amazing feeling. Time to start rebuilding your new credit and learn from your mistake in the past.
Congratulations to you!!! I know exactly how you feel Cheers to not having to feel like that anymore
Ok I wanted to apply for a cap one right after and see what happens, but if i should wait at least for a week, i understand.
so glad this is all behind.
i was in such a bad spot that they waived my fee and i couldnt even afford an attorney to represent me and did everything by myself and somehow it all worked out!
cant even describe this feeling.
Congratulations, your smile is back!
i got denied on both