Bankruptcy

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New Contributor
4us-
Posts: 90
Registered: ‎08-06-2012

DISCHARGEEEEEEEEEE

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‎10-23-2012 02:45 PM

Because I have been obsessing over this whole thing for the past month, I signed up for a PACER account.  I log in today and see a new document -  DISCHARGE OF DEBTOR.  Yes!!! I am sooooooooooo  happy!!!

 

I am ready to rebuild!!!

 

Wooo hoooooo!!!

BK Filed 7/1/12 --- EX: 494 EQ: 505 TU: 505
10/12 EX: 599 EQ: 599 TU: 599

BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500

GOAL #1: 660
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Regular Contributor
grassfeeder
Posts: 108
Registered: ‎03-01-2012

Re: DISCHARGEEEEEEEEEE

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‎10-23-2012 04:37 PM

congrats!!  I am about a week away from mine hoping to pop through......I also, can not wait!

5/12- Equifax FICO -508 / TransUnion FICO -490 / Experian FAKO -550
Ch. 7 BK - 7/12 (discharge 10/12)
5/13 - EQ FICO 640 / TransUnion FICO - 624

CU Sec. - $500 / Cap 1 Sec. $200
Message 2 of 18 (878 Views)
 
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feras04
New Member
feras04
Posts: 5
Registered: ‎10-24-2012

Re: DISCHARGEEEEEEEEEE

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‎10-24-2012 01:06 AM

haha i also  filed BK chapter 7  on  7/1/12

 

I got my discharge on 10/10/12  thats cool we got our discharges pretty much on time

 

MYFICO EQ score is 648 

 

Im looking to start applying somewhere lol like one card at least..maybe capital one? I already have one card that ive had for 2 years ive kept it  out of bankruptcy because that card was used to build and have good credit history with them

 

So now fishing for creditor to start building :smileyhappy:   congrats man

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New Contributor
4us-
Posts: 90
Registered: ‎08-06-2012

Re: DISCHARGEEEEEEEEEE

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‎10-24-2012 08:16 AM

It's a great feeling, I know that!  I feel so free.  All I have to do now is find car financing and I will be set. 

 

BK Filed 7/1/12 --- EX: 494 EQ: 505 TU: 505
10/12 EX: 599 EQ: 599 TU: 599

BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500

GOAL #1: 660
Message 4 of 18 (842 Views)
 
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New Contributor
GABrown
Posts: 55
Registered: ‎10-23-2012

Re: DISCHARGEEEEEEEEEE

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‎10-24-2012 09:53 AM

Check out Prestige Financial for car financing...I am currently in Bankruptcy and was approved with them for a car and it took less that an hour for approval..the website is gopfs.com....good luck!!!

IN MY PURSE- BankAmericard Cash Rewards Platinum Plus Visa
IN THE GARDEN UNTIL 11/2013
TU-638
EXP-565
EQX-540
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Regular Contributor
StartingLifeOver
Posts: 110
Registered: ‎02-06-2009

Re: DISCHARGEEEEEEEEEE

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‎10-24-2012 10:01 AM

Wow, congrats to you!! I'm waiting on pins and needles for my letter right now. This paperwork process takes soooo long!!
Starting Score: 426 Ch. 13 BK Discharged Nov 2012 :smileyhappy:
Current Score: TU 715 EQ FICO 693 EX 660 all via lender pull 5/9/13
Goal Score: 720

Take the FICO Fitness Challenge
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New Contributor
GABrown
Posts: 55
Registered: ‎10-23-2012

Re: DISCHARGEEEEEEEEEE

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‎10-24-2012 10:44 AM

cant wait til i get there...i have until 09/2013!!! seems so close but so far...

IN MY PURSE- BankAmericard Cash Rewards Platinum Plus Visa
IN THE GARDEN UNTIL 11/2013
TU-638
EXP-565
EQX-540
Message 7 of 18 (824 Views)
 
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Frequent Contributor
Scupra
Posts: 286
Registered: ‎07-12-2012

Re: DISCHARGEEEEEEEEEE

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‎10-25-2012 09:17 PM

I just got discharged today!!! Congrats to all of us haha! 

 

To the person waiting on their paperwork, you can print it from the pacer site! Printed mine and downloaded today!


Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
FICO EQ 06/2013: 649 EQ
FICO TU 06/2013: 642 TU
FAKO Experian.com 05/2012: 650 EX
Cards: $500 NFCU secured - $7k NFCU cashRewards - $2k Cap1 Plat
Message 8 of 18 (766 Views)
 
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Regular Contributor
StartingLifeOver
Posts: 110
Registered: ‎02-06-2009

Re: DISCHARGEEEEEEEEEE

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‎10-25-2012 10:05 PM

Scupra wrote:

I just got discharged today!!! Congrats to all of us haha! 

 

To the person waiting on their paperwork, you can print it from the pacer site! Printed mine and downloaded today!

I just checked...no such luck for me today :smileysad:  This process is just toooooooo long!! 

Starting Score: 426 Ch. 13 BK Discharged Nov 2012 :smileyhappy:
Current Score: TU 715 EQ FICO 693 EX 660 all via lender pull 5/9/13
Goal Score: 720

Take the FICO Fitness Challenge
Message 9 of 18 (757 Views)
 
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New Contributor
4us-
Posts: 90
Registered: ‎08-06-2012

Re: DISCHARGEEEEEEEEEE

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‎10-26-2012 08:00 AM

I was checking pacer every day...multiple times per day LOL.  I saw the discharge about 2 hours after it was uploaded/filed. 

 

Yay for us!

BK Filed 7/1/12 --- EX: 494 EQ: 505 TU: 505
10/12 EX: 599 EQ: 599 TU: 599

BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500

GOAL #1: 660
Message 10 of 18 (737 Views)
 
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