Bankruptcy

[Scupra]

I checked that site two time a day I think!! Lol

[DonMzBhavin]

Congrats!! I did the very same thing. PACER was awesome and it only charges quarterly and if its less than $10 (i think) in the pages you have accessed its no charge. You know that after the expiration date for the creditors technically according to the courts there is a 10 day grace period for creditors to still file..but after that if your discharge has not posted you can call the courts and the clerk can discharge you immediately!!! That is what I did..

Question for you though. I filed in May starting scores were right around yours. I discharged in August on 16th. Got a new car, CAP 1 credit card, LB credit card and NYandcompany credit card, your scores are 30-40 points higher than mine. What did you do for such a significant jump

[DonMzBhavin]

CAP1 financed my new car 2 days after being discharged from CHPT 7 BK this year in August . So happy searching!!!!

[DonMzBhavin]

Just call your Court clerk they can do it immediately over the phone. This is what I did back in August. When she uploaded as we chatted on the line I saw it immediately through PACER

[StartingLifeOver]

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DonMzBhavin wrote:

Congrats!! I did the very same thing. PACER was awesome and it only charges quarterly and if its less than $10 (i think) in the pages you have accessed its no charge. You know that after the expiration date for the creditors technically according to the courts there is a 10 day grace period for creditors to still file..but after that if your discharge has not posted you can call the courts and the clerk can discharge you immediately!!! That is what I did..

Question for you though. I filed in May starting scores were right around yours. I discharged in August on 16th. Got a new car, CAP 1 credit card, LB credit card and NYandcompany credit card, your scores are 30-40 points higher than mine. What did you do for such a significant jump

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What expiration date are you referring to and how do I find this date out?  I filed Chp. 13.  Not sure if this applies to me??  Haven't seen it on any of my documents.  I've always been nervous about calling the court for fear of saying the wrong thing. 

[4us-]

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DonMzBhavin wrote:

Congrats!! I did the very same thing. PACER was awesome and it only charges quarterly and if its less than $10 (i think) in the pages you have accessed its no charge. You know that after the expiration date for the creditors technically according to the courts there is a 10 day grace period for creditors to still file..but after that if your discharge has not posted you can call the courts and the clerk can discharge you immediately!!! That is what I did..

Question for you though. I filed in May starting scores were right around yours. I discharged in August on 16th. Got a new car, CAP 1 credit card, LB credit card and NYandcompany credit card, your scores are 30-40 points higher than mine. What did you do for such a significant jump

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I got a jump when my hubby added me as an AU on his Cap1 card.  He wants me to apply there...I'm nervous because I included a few of their cards in my bk....I hate seeing "declined."  I'm going to try though! 

[coreyb80]

Congrats OP.  I'm waiting for me and my wife discharge to come through any day now.

[grassfeeder]

Just got my discharge yesterday afternoon.....I'm stoked!  I haven't received any notifications from myfico alerts or anything yet.

Excited to start rebuilding - did the pre-qual for Cap 1 but it still says nothing matching yet......hopefully that changes within the next week/month.