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Day 1 of starting anew!!!

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djnikki1
New Contributor
‎07-28-2015 09:20 AM
‎07-28-2015 09:20 AM

Day 1 of starting anew!!!

Finally discharged and going to start the process of cleaning up my credit reports!  So happy and ready for this fresh start to financial freedom!

Filed Chapter 13: 9/12/2014, Converted to Chapter 7: 03/25/2015, 341 Meeting: 04/15/2015, Discharged: 07/28/2015
Score from MyFico (08/04//2015): Trans - 507 / Equifax - 554 / Experian - 516
Current Scores: Trans - 611 / Equifax - 562 / Experian - 564
Goal: 650 after 6 months; 700 after 1 year

Current Credit: Kohls - $300, NY&CO - $350, JCrew - $350, Barclay Rewards - $750, Barclay Visa with Apple Rewards - $2000, Credit One - $300, Rally Motor Credit - $14,500, Student Loans - $15000, Ann Taylor - $250, Express - $250, West Elm - $2000.
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Scupra
Super Contributor
‎07-28-2015 10:25 AM
‎07-28-2015 10:25 AM

Re: Day 1 of starting anew!!!

@djnikki1 wrote:

Finally discharged and going to start the process of cleaning up my credit reports!  So happy and ready for this fresh start to financial freedom!

Congrats! It's such a great feeling to breathe again Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
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djnikki1
New Contributor
‎07-28-2015 10:42 AM
‎07-28-2015 10:42 AM

Re: Day 1 of starting anew!!!

@Scupra wrote:
@djnikki1 wrote:

Finally discharged and going to start the process of cleaning up my credit reports!  So happy and ready for this fresh start to financial freedom!

Congrats! It's such a great feeling to breathe again Smiley Happy

Yes it a wonderful feeling!

Filed Chapter 13: 9/12/2014, Converted to Chapter 7: 03/25/2015, 341 Meeting: 04/15/2015, Discharged: 07/28/2015
Score from MyFico (08/04//2015): Trans - 507 / Equifax - 554 / Experian - 516
Current Scores: Trans - 611 / Equifax - 562 / Experian - 564
Goal: 650 after 6 months; 700 after 1 year

Current Credit: Kohls - $300, NY&CO - $350, JCrew - $350, Barclay Rewards - $750, Barclay Visa with Apple Rewards - $2000, Credit One - $300, Rally Motor Credit - $14,500, Student Loans - $15000, Ann Taylor - $250, Express - $250, West Elm - $2000.
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