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@morganfofo wrote:
The last day for objections from creditors was June 23. This morning PACER showed me discharged.
Do the credit reports change after you're discharged? How long should I wait to apply for credit one? Right now their prequalifier has nothing for me.
The reports can take up to 30 days or so to update. Check the capital one prequal site.
@morganfofo wrote:
The last day for objections from creditors was June 23. This morning PACER showed me discharged.
Do the credit reports change after you're discharged? How long should I wait to apply for credit one? Right now their prequalifier has nothing for me.
Grats on your discharge, DO NOT APP FOR ANY CREDIT right now, the first thing you want to do is request all your CRs 30 days from the discharge by US Mail and then make sure all creditors are reporting correctly 0 balance, IIB, you will need to dispute any that are not reporting correctly, once your reports are in order then you can proceed to app for new credit.
@gdale6 wrote:
@morganfofo wrote:
The last day for objections from creditors was June 23. This morning PACER showed me discharged.
Do the credit reports change after you're discharged? How long should I wait to apply for credit one? Right now their prequalifier has nothing for me.Grats on your discharge, DO NOT APP FOR ANY CREDIT right now, the first thing you want to do is request all your CRs 30 days from the discharge by US Mail and then make sure all creditors are reporting correctly 0 balance, IIB, you will need to dispute any that are not reporting correctly, once your reports are in order then you can proceed to app for new credit.
Good advice. I agree completely.