@Vegas4Play wrote:
My mom had a Best Buy Card for 15 years only thing on her report with a 1K limit used it only 2 times the whole time, never applied for anything else she does not like credit, she got a discover last year with my coaxing, and I pulled her reports for her before she applied, she had a 832 score never financed a car or house no other credit other than a poges charge for the 80's and she did just fine.
Just remember score isnt everything. With just one revolving TL, that is a pretty thin file.
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
