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This is my first post and seeking solid info on how to move forward...
I am 17 months post discharge and have gone from 550 to 676 rating, seeking to replace an 11 y/o car, and trying to get as much of my CR cleaned as possible. Is it possible to have accounts adjusted to reflect changes to the "Condition" and/or "Pay Status". In other words, is it true that all lines within my CR should show
"Discharged in Bankruptcy" or "Included in Bankruptcy" and show a zero balance? Thank you in advance for your assistance...!
ConditionBalanceTypePay Status
Derogatory | Derogatory | Derogatory |
$0 | $0 | $0 |
Credit Card | Credit Card | |
Unknown | Late 180 Days | Unknown |
I have several showing this same way, will start with and proceed from there. Thanks so much for you advice deadbishop...!