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Discharged? DISCHARGED!

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audio-disabled
Regular Contributor

Discharged? DISCHARGED!

Right...? I went in my PACER and saw Standard Discharge 7/20/2017

 

However, when I review History/Document, it shows Order Of Discharge: It Is Ordered.

 

Does that mean this is official? 

 

If so, when is a good time to pull my credit reports? I haven't subscribed for FICO Scores/credit reports yet.

 

When is a good time to start rebuilding credits? 






$5000 Barclay Apple Visa | $4500 CapitalOne Platinum | $6000 SL CapitalOne VentureOne | $10K SL PenFed Pathfinder | $3500 Wells Fargo Platinum | $9500 BECU Visa
Goals: Grow scores into 700s
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Discharged? DISCHARGED!


@audio-disabled wrote:

Right...? I went in my PACER and saw Standard Discharge 7/20/2017

 

However, when I review History/Document, it shows Order Of Discharge: It Is Ordered.

 

Does that mean this is official? 

 

If so, when is a good time to pull my credit reports? I haven't subscribed for FICO Scores/credit reports yet.

 

When is a good time to start rebuilding credits? 


I waited until I got the paper in the mail.  Then I started doing stuff.

 

I applied for two USAA cards and was approved (7,000 and 12,000)

Message 2 of 6
Anonymous
Not applicable

Re: Discharged? DISCHARGED!


@audio-disabled wrote:

Right...? I went in my PACER and saw Standard Discharge 7/20/2017

 

However, when I review History/Document, it shows Order Of Discharge: It Is Ordered.

 

Does that mean this is official? 

 

If so, when is a good time to pull my credit reports? I haven't subscribed for FICO Scores/credit reports yet.

 

When is a good time to start rebuilding credits? 


Order of Discharge should be available to you through Pacer. 

Don't start applying until the bureaus are updated - You can send them a copy of the discharge. 

Read through the forum for topics like BK friendly credit cards, etc.  

Cap One prequal is a good start. 

SCT may also be an option, although you'll likely obtain toy limits. 

Invaluable information throught the site. 

**just a few notes.

Message 3 of 6
audio-disabled
Regular Contributor

Re: Discharged? DISCHARGED!

Don't know if I will qualify with Cap One. Because I burned them for about 2000/4000 and 1000/2000.






$5000 Barclay Apple Visa | $4500 CapitalOne Platinum | $6000 SL CapitalOne VentureOne | $10K SL PenFed Pathfinder | $3500 Wells Fargo Platinum | $9500 BECU Visa
Goals: Grow scores into 700s
Message 4 of 6
Anonymous
Not applicable

Re: Discharged? DISCHARGED!

Did you try the prequal site? It's a soft pull, so it won't show on your report. I burned them also, but they let me back in. (Only after my discharge reported)
Message 5 of 6
audio-disabled
Regular Contributor

Re: Discharged? DISCHARGED!

I ran the prequalification recently, says no match but suggested Platinum and also suggested Secured card.






$5000 Barclay Apple Visa | $4500 CapitalOne Platinum | $6000 SL CapitalOne VentureOne | $10K SL PenFed Pathfinder | $3500 Wells Fargo Platinum | $9500 BECU Visa
Goals: Grow scores into 700s
Message 6 of 6
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