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Discharged today!!!

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Danique
Regular Contributor

Discharged today!!!

Just checked Pacer and saw that I was discharged today!!!  Now I can begin rebuilding. Feels like I've been waiting on this day forever...

Discharged 4/28/2016
EQ-530/EX-600/TU-469

Current scores as of 2/06/2017
EQ-664/EX-667/TU-654

CapOne Quicksilver- $2,500

NFCU CashRewards - $12500

Overstock - $2200

Wayfair - $2200

HSN - $1250

Victoria Secret - $250

Discover IT - $1200

Amazon - $800

Message 1 of 12
11 REPLIES 11
Datx
Valued Contributor

Re: Discharged today!!!

I know that exact feeling Smiley Tongue. Congrats on the discharge and good luck with your rebuilding!

Message 2 of 12
Pway
Valued Contributor

Re: Discharged today!!!

Congrats on your dischage.  Smiley Happy

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 3 of 12
Danique
Regular Contributor

Re: Discharged today!!!

Thank you Datx!!!


@Datx wrote:

I know that exact feeling Smiley Tongue. Congrats on the discharge and good luck with your rebuilding!


 

Discharged 4/28/2016
EQ-530/EX-600/TU-469

Current scores as of 2/06/2017
EQ-664/EX-667/TU-654

CapOne Quicksilver- $2,500

NFCU CashRewards - $12500

Overstock - $2200

Wayfair - $2200

HSN - $1250

Victoria Secret - $250

Discover IT - $1200

Amazon - $800

Message 4 of 12
Danique
Regular Contributor

Re: Discharged today!!!


@Pway wrote:

Congrats on your dischage.  Smiley Happy


Thank you Pway!!!

Discharged 4/28/2016
EQ-530/EX-600/TU-469

Current scores as of 2/06/2017
EQ-664/EX-667/TU-654

CapOne Quicksilver- $2,500

NFCU CashRewards - $12500

Overstock - $2200

Wayfair - $2200

HSN - $1250

Victoria Secret - $250

Discover IT - $1200

Amazon - $800

Message 5 of 12
BearsAndTurtlesRtheBest
Senior Contributor

Re: Discharged today!!!

Awesome! I can not wait for this to happen to me.
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 6 of 12
Danique
Regular Contributor

Re: Discharged today!!!

I'm so excited. Got my BK Discharge paperwork in the mail today. Checked the Cap One prequal site and it finally said I had offers. Decided to pull the trigger and I was approved. I was expecting a $300 limit but I was actually given 1,000. I'm over the moon ecstatic. Rebuilding here I come. It also says I was preapproved for the Quicksilver. Should I app for that one as well?

Discharged 4/28/2016
EQ-530/EX-600/TU-469

Current scores as of 2/06/2017
EQ-664/EX-667/TU-654

CapOne Quicksilver- $2,500

NFCU CashRewards - $12500

Overstock - $2200

Wayfair - $2200

HSN - $1250

Victoria Secret - $250

Discover IT - $1200

Amazon - $800

Message 7 of 12
Anonymous
Not applicable

Re: Discharged today!!!

Congratulations on your discharge. I would have applied for the QS1 as well. That would give you two decent cards to start rebuilding.

Head on over the the 2 years to 700 thread. That has a lot of good information on it.
Message 8 of 12
Datx
Valued Contributor

Re: Discharged today!!!

Congrats on your Cap One approval. I'm starting to believe folks are getting in with Cap One if they were not burned in their BK. Did you include Cap One in your BK?

Message 9 of 12
Anonymous
Not applicable

Re: Discharged today!!!

Hi guys, I am new to the forum. Congrats on the discharge! I have a question and was wondering if anyone knows the answer to this. I had to declare BK (chapter 7) back in 2008 due to my business going insolvent. I had never missed a payment in my life until the BK (I had a credit score around 800 at that time). It's 8 years later now and my score is back up 720. So when my BK drops off, will my score go back to being around 800? Or do I have to continue to build my credit back up? Thanks!

Message 10 of 12
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