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Hi there again Scupra, was reading your questions on another old thread about discover and wanted to respond. I had no inquires in past 6 months, have never had a secured card. My visa has cl of 8k, always PIF and utilation about 5-10%. Credit card and car loan from my credit union 3 years ago. Card had 0 bal and not included in bk, auto loan reaffirmed, mortgage not all though I tried my best, here in CA judge said no, Wells Fargo of course no longer reports but I wonder if Discover can tell I still have house by address and dates. That was one of there questions, own or rent. Like I said its a mystry, many people on here have more time and more credit and are denied. I can't wait to read you have Discover with 10k or higher limit!!!
@Wizdog1 wrote:Hi there again Scupra, was reading your questions on another old thread about discover and wanted to respond. I had no inquires in past 6 months, have never had a secured card. My visa has cl of 8k, always PIF and utilation about 5-10%. Credit card and car loan from my credit union 3 years ago. Card had 0 bal and not included in bk, auto loan reaffirmed, mortgage not all though I tried my best, here in CA judge said no, Wells Fargo of course no longer reports but I wonder if Discover can tell I still have house by address and dates. That was one of there questions, own or rent. Like I said its a mystry, many people on here have more time and more credit and are denied. I can't wait to read you have Discover with 10k or higher limit!!!
Thanks! I could only dream of a Discover card with a $10k limit I am starting to think that Discover doesn't like agressive rebuilds with existing high limits. That's my guess at least. Congrats again, you are doing great and will have some really nice trade lines soon. Happy holidays
well i fill you pain i have same problem i have BK 7 2008 and apply two and denel