Discover approval!

[Anonymous]

Not for me.... I burned them in our bk. It was only in my name. BUT, my husband applied. His score has increased some so he decided to give it a go... He was APPROVED for $3k cl. I'm not sure what the apr is. But I'm excited for us.... Ahem, him 😳 BK d/c'd 12/20/16. They wanted him to verify some info, which we uploaded then they called him to verify some more stuff! I was shocked! So we are less than a year out. Just wanted to share for others who may be wondering. Good day everyone.

[Anonymous]

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@Anonymous wrote:
Not for me.... I burned them in our bk. It was only in my name. BUT, my husband applied. His score has increased some so he decided to give it a go... He was APPROVED for $3k cl. I'm not sure what the apr is. But I'm excited for us.... Ahem, him 😳 BK d/c'd 12/20/16. They wanted him to verify some info, which we uploaded then they called him to verify some more stuff! I was shocked! So we are less than a year out. Just wanted to share for others who may be wondering. Good day everyone.

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That is incredible! I filed for Chapter 13 in 2008 and really just rebuilt this past year and a half. Congratulations to you!

[Anonymous]

Thank you!

[DaveInAZ]

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@Anonymous wrote:
Not for me.... I burned them in our bk. It was only in my name. BUT, my husband applied. His score has increased some so he decided to give it a go... He was APPROVED for $3k cl. I'm not sure what the apr is. But I'm excited for us.... Ahem, him 😳 BK d/c'd 12/20/16. They wanted him to verify some info, which we uploaded then they called him to verify some more stuff! I was shocked! So we are less than a year out. Just wanted to share for others who may be wondering. Good day everyone.

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Congrats! But I'm guessing you mean BK was discharged on 12/20/15? Did he get the first year double cash back? It's a great deal, especially if you use it the most in the 5% cashback categories.

Discover is so unpredictable with a BK on your CR. I app'd in Oct 2015, just short of 3 years post DC, with scores around 700, instant denial. Then in June/July 2015 they started mailing me weekly invites to apply, I bit on the 3rd one, instant approval w/$4k SL. One year later I'm at $9600k CL, and just got just over $100 in my first year double rewards. I'm pretty happy with them!

[Anonymous]

Yes! 12/20/15 sorry! Yes. They are very temperamental. But they had been my favorite card before.

[Anonymous]

I got Discover IT at $1K SL about 6 mos post BK7. Income almost $50k

[FireMedic1]

368 days after BK7. approved 1.5k. Should arrive today! Feels good eh?

[Anonymous]

Do you think he could add me as an authorized user.... Or would they frown on that??

[Creditwiser]

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@Anonymous wrote:
Do you think he could add me as an authorized user.... Or would they frown on that??

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You would be okay as an AU. They'll allow it .  I burned them in my BK so it will be at least 3 more years until I attempt to get back in.  Congrats on your Hubby's success with them.

[Anonymous]

Thanks so much! Thank you all for your contributions!! I've learned SO much! I'm thank for an opportunity for a do over. And for wonderful friends like you that are willing to share their experiences. I am truly grateful. ❤️