09-08-2012 06:23 PM
I am in a difficult situation. I converted from a Chapter 13 to a Chapter 7 on 06/20/12. The US Trustee filed a Motion of Abuse and stated that I didn't pass the Means Test. My attorney's office attempted to fix their objectons, however there is now a Motion to Dismiss. Basically, they are stating that I should be in a Chapter 13. I need an auto as mine is on it's last legs. In Michigan Eastern district you can only have 1 auto in your name. I have 3 auto's in my name and 3 adults in my home including myselt. None of the vehicles are in good shape. One is completely paid for, one will be paid off within a month and mine or the one I drive is behind several thousand dollars and I intended to give this one up and obtain another car. I travel for work so there's no possibility that I could get a ride. How hard is it to get an auto loan immediately after a Bankruptcy Dismissal. I could allow my attorney to put me back in my Chapter 13 or let the Chapter 7 dismiss and refile a Chapter 13. I'm looking for the best option as there is no way I can take my mom's car when I'm out of town or my fiance's so he couldn't work.
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