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Diversified Consultants After Bankruptcy

New Visitor

Diversified Consultants After Bankruptcy

First off, I would like to say thanks for all the help from these boards. I've been reading but just became a member today. My problem(question) is, I got a call today from Diversified Consultants about a pre bankruptcy debt. This debt was taken care of in my bankruptcy. All was discharge June 2013. Why are they still harassing me? When I explained all this to them, they tried to tell me that because it was discharged via the original debtor it didn't affect them! I know both original and collection accounts were on bankruptcy. How do I get them to remove this info? I just noticed today that they are now reporting back on my credit report as a new creditor. I see everybody who has has Problems with this company, but nobody has mentioned about after bankruptcy. Thanks in advance for any help!
Message 1 of 5
4 REPLIES
Community Leader
Senior Contributor

Re: Diversified Consultants After Bankruptcy

I would contact your lawyer to see if he/she can contact the company and tell them to remove what they are reporting or you will file a law suit! A company tried to do the same thing to me and one call from my lawyer solved everything VERY quickly.

 

Welcome to the boards by the way!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
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Message 2 of 5
Moderator

Re: Diversified Consultants After Bankruptcy

Your lawyer as already stated or if did it pro se contact the BK court trustee.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 3 of 5
New Visitor

Re: Diversified Consultants After Bankruptcy

I have seen so many other people who have had problems with them. I am in the process of getting them to talk with my lawyer. They keep trying to tell me that because the debt was transferred from original creditor, they can still try and collect. I know they were included in the bankruptcy! This is crazy LOL. I have ambitions of buying a home in a couple years and want to keep up on little things like this. Thanks all for your help!

Message 4 of 5
Senior Contributor

Re: Diversified Consultants After Bankruptcy


IshmoBishpo wrote:

I have seen so many other people who have had problems with them. I am in the process of getting them to talk with my lawyer. They keep trying to tell me that because the debt was transferred from original creditor, they can still try and collect. I know they were included in the bankruptcy! This is crazy LOL. I have ambitions of buying a home in a couple years and want to keep up on little things like this. Thanks all for your help!


As it was explained to me during my own ch 7 bankruptcy process, all debt existing prior to the filing date are included in the discharge. I did a lot of research on the issue of what happens if one forgets to list a creditor in a bankruptcy filing. The bankruptcy laws cover that scenario as well. I actually had a similar situation with one creditor subsequent to my filing and I simply mailed a copy of the case number and my attorney's contact information to them and I never heard from them again.

Message 5 of 5