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Do IIB TL's drop off after CRTP or When BK Drops?

Regular Contributor

Do IIB TL's drop off after CRTP or When BK Drops?

I have yet to get clear on this.
 
My BK is due to drop off in Feb next year, but there are a couple of TL's that were DOFD prior to BK and is now IIB.
 
When will those TL's drop?
SerenityBound....indeed!
Message 1 of 5
4 REPLIES
Frequent Contributor

Re: Do IIB TL's drop off after CRTP or When BK Drops?



SerenityBound wrote:
I have yet to get clear on this.
 
My BK is due to drop off in Feb next year, but there are a couple of TL's that were DOFD prior to BK and is now IIB.
 
When will those TL's drop?


7 years after your BK was filed.  If you are in a Chapter 7 BK then they should have already dropped off.  Dispute as too old.  I would do that anyway.  They may go ahead and remove.
Message 2 of 5
Moderator Emeritus

Re: Do IIB TL's drop off after CRTP or When BK Drops?

7 years past DOFD-

SerenityBound wrote:
I have yet to get clear on this.
 
My BK is due to drop off in Feb next year, but there are a couple of TL's that were DOFD prior to BK and is now IIB.
 
When will those TL's drop?



Message 3 of 5
Frequent Contributor

Re: Do IIB TL's drop off after CRTP or When BK Drops?



Timothy wrote:
7 years past DOFD
 

 


I know normally it would be DOFD but I thought the rules changed once the debt was IIB.
Otherwise it should have dropped off already.



Message Edited by monro411 on 03-19-2008 02:06 PM

Message Edited by monro411 on 03-19-2008 02:06 PM
Message 4 of 5
Moderator Emeritus

Re: Do IIB TL's drop off after CRTP or When BK Drops?

There is a good chance that the DOLA changed-
 
I would dispute them as "obsolete"

monro411 wrote:


Timothy wrote:
7 years past DOFD
 

 


I know normally it would be DOFD but I thought the rules changed once the debt was IIB.
Otherwise it should have dropped off already.



Message Edited by monro411 on 03-19-2008 02:06 PM

Message Edited by monro411 on 03-19-2008 02:06 PM


Message 5 of 5