Credit Cards Center Credit cards from our partners
Reply
Established Member
Posts: 15
Registered: ‎03-06-2008
0

Do i have enough credit?

Hi everyone,
I need help in figuring out if i have enough credit post BK. BK discharge 2/08 due to divorce. Had good credit prior. This is what i have...
 
Reaffirmed Car Loan: Balance 1500 Pay $350 a month. No lates Post BK
 
Unsecured Orchard Visa:  $300 limit   Balance $90
 
Unsecured Orchard M/C: $300 limit     Balance $95
 
Walmart ( From Pre-BK) : $230 limit  Balance $80
 
B of A Unsecured Visa: $500 limit  Balance $182
 
Macys: $300 limit  Balance $97
 
Target (just received 3/08): $200 limit  Balance $151
 
Paypal Buyers Credit: $300 limit Balance $124
 
CitiFinancial: Borrowed $2020 Balance 1000
 
No late pays. Utils approx 30%...
 
Fico Equ 559
 
Fako (TC) Tu 662/ EXP600/ EQU637
 
Am i doing enough or is there some other steps i should take to boost FICOS?
 
Love Love Love this Forum..... I am truely addicted... Great advise and a wealth of information!!!!!
 
 
 
 

Starting Score: 800
Current Score: 800
Goal Score: 850


Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.