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DoFD vs IIB

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twanswife916
Contributor

DoFD vs IIB

When accounts are IIB will they fall off based on the DoFD or IIB date? Since all of my baddies are IIB and no payment history for them are showing I'm confused as to when they should fall off.



BK7 Discharge 7/2014
BK13 Filed 06/2019 Gardening til 2023 Fico 8 Aug'22 EQ: 568 EX: 608 TU: 567 Goal: 680 AAOA: 42mo INQ: 9
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Scupra
Super Contributor

Re: DoFD vs IIB

They will still fall off according to DoFD. If you look at a full report from the CRA it should show an estimated deletion date.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
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