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Oddly there is a couple of us from AZ! I don't know the answer to your question but wanted to say hello!
Howdy! I'm over in Cochise County. I've never done biz with US Bank or any of the Tucson CUs so I can't answer your question, can only offer my experience. I opened a savings account with Southeastern Arizona FCU (Douglas & Benson branches) last Nov and they used Chex, and I opened a checking with Chase last March (for a $300 signup bonus) and they must have used EWS, as I requested my Chex free annual report recently and the only thing it shows is the inquiry from SEAFCU. (I was very nervous opening the Chase account as they were my largest CC creditor in my 2010 BK7, but apparently nothing came up with EWS)
You can clear your EWS the same way you cleared up Chex, send them a copy of your BK discharge and they have to remove anything that is on it. After that yu can open an account pretty much anywhere.
I opened a USBANK checking account and savings with no issues. I had 2 chexsystem entries.
Im not attempting to open an account with USbank. I have 1 "ACCOUNT ABUSE" from them on my chexsystems report, was wondering if they reported to EWS or if clearing my Chex up would be all i needed. (so i can apply at Vantage West)
@Anonymous wrote:Im not attempting to open an account with USbank. I have 1 "ACCOUNT ABUSE" from them on my chexsystems report, was wondering if they reported to EWS or if clearing my Chex up would be all i needed. (so i can apply at Vantage West)
I beleive banks/CUs use/report one or the other, not both. But why don't you request a free copy of your EWS report and see what's on it?
They were nasty and rude. I didn't care. They still have to do it even if they try to tell you they don't. Just demand their fax number so you can send in your BK discharge.
@Anonymous wrote:
I heard that when people try. EWS is completely rude and tells them off. Stating they are not required at all to remove anything. That is why im worried