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@Anonymous wrote:
@Anonymous wrote:I filed 2/21/2011 and it was to fall off in Feb of next year. I'm actually greater than 6 mos out, but that old Transunion came through for me! Someone must have had a great day today!
hmmmm, note to self, tap TU in january about an EE on my BK13 that is due to fall off 9/18
congrats!
Ditto!
Mine are due to fall off August 2018. I will definitely be doing an EE with TU in January!
Congrats to the OP! That's fantastic!
@Anonymous wrote:
@Anonymous you mind sharing the letter you sent @Anonymous
I did an online dispute and stated in two sentences that "I am not disputing the BK. I am simply asking for Early Exclusion." Respectfully, ... AND it happened in less than 24 hours.
I'm going to try this! My BK is due to fall off in July 2018. Can't hurt right?
EQ on the other-hand is still reporting a Ch7, which was what we originally filed then converted to Ch13. I filed a dispute on 5/26 and never got any response for me or DH. Checked a week ago and it still says pending. Called and the girl was completely dense. Had to argue that I had attached my BK13 DC paperwork in the dispute!!! She said she has to get it from the county clerk. She suggested I call and ask the clerk to remove it, which I did. Clerk said they don't provide anything to the CRA. Round & round we go....
got out an email Monday that my 2nd dispute was resolved but it seems their site has been down for days. Ugh!!!
@Anonymous wrote:I'm going to try this! My BK is due to fall off in July 2018. Can't hurt right?
EQ on the other-hand is still reporting a Ch7, which was what we originally filed then converted to Ch13. I filed a dispute on 5/26 and never got any response for me or DH. Checked a week ago and it still says pending. Called and the girl was completely dense. Had to argue that I had attached my BK13 DC paperwork in the dispute!!! She said she has to get it from the county clerk. She suggested I call and ask the clerk to remove it, which I did. Clerk said they don't provide anything to the CRA. Round & round we go....
got out an email Monday that my 2nd dispute was resolved but it seems their site has been down for days. Ugh!!!
It will happen. Be patient. I say that and I'm like hurry the heck up!
They told me that my dismissed BK13 was going to stay on for another 3 years post my actual BK13 removal. I applied and then had to reapply for the BK bc of no work. I stated to them they needed to stop saying "BK 7" as my BK was a CH 13 which was listed on my Eq report. But they remained adamant about it being there for another 3 years. A few days passed and it was gone!
I hear they remove a month before its actually due to fall off. That would push me to Jan 2018. I'm asking every month via phone and online dispute until it is removed. It may happen if I remain persistent.The only issue I hate is having to speak to somone in Bangladesh about my USA BK. That part sucks!
TRANSUNIO 6 months out they will delete no problem called 8/01 and was deleted the same day. called experian yesterday they only deleted one and bk must report to the 7 year no EE for bk. Equifax same 2-3 months out deleted 6 for EE for me Im almost done filed BK 13 Feb 2011.
TRANSUNION now clean
Experian 2 baddies will fall off next month +bk13 clean by OCT
Equifax 2 baddies will fall off next month they said Bk13 will stay for 10 years will see theres no many experts here to get advice It will come off
Congrats! I can't wait......mine are due to fall off 5-2019. I will start attempting EE Dec 2018.
Still no EE from Equifax. I have requested it online 3 times and by phone once.
Does anyone have any information on how to possibly get it removed? Due to fall off Feb 2018. Experian removed it soon after I requested. TU about 7 months before...