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Established Member
CreditByte
Posts: 29
Registered: ‎06-12-2011
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Easiest Unsecured Credit Cards to get after Chapter 7 Bk!


Hi,


  I just wanted to share with anyone interested in rebuilding their credit after bankruptcy that there are 2 unsecured credit cards I just got after my Chapter 7 in May 2011 without a problem.

 

I was offered by email to pre-qualify for an Orchard Bank, I had nothing to lose so I applied and I got a $300 credit line with them unsecured and paid the annual fee of $59.99.

 

The 2nd email was pre-qualify for a Capital One. I got this one also with a $500 credit limit.

 

There it is. Im sticking with these two in my journey to rebuild.  I am pretty content. Capital one offered me 0% interest rate for 1 year!!

 

Here are the links for the pre-qualify if you are interested.

 

ORCHARD BANK

http://www.landing.orchardbank.com/1/2/media/disclosure?cmd_lpage=&indicator=OB008&media=O2PS043AAA0...

 

CAPITAL ONE

http://www.capitalone.com/creditcards/products/browse-all/popular/?linkid=WWW_1009_CARD_A706E_HOME_H...

 

 

P.S. AMEX also offers a pre-qualify but I would recommend not trying to apply for American Express Cards with a BK. They are very very strict!!


 




"Chapter 7 Bankruptcy (05/17/2011)"
Starting Score: EQ 557, TU 544, EX 562
Current Score: EQ 621, TU 601, EX 599 (06/13/2011)
Goal Score: 700
Capital One - No Hassle Cash Rewards CC
Orchard Bank credit card (high interest rate) Not using


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