06-13-2011 01:13 PM
Hi,
I just wanted to share with anyone interested in rebuilding their credit after bankruptcy that there are 2 unsecured credit cards I just got after my Chapter 7 in May 2011 without a problem.
I was offered by email to pre-qualify for an Orchard Bank, I had nothing to lose so I applied and I got a $300 credit line with them unsecured and paid the annual fee of $59.99.
The 2nd email was pre-qualify for a Capital One. I got this one also with a $500 credit limit.
There it is. Im sticking with these two in my journey to rebuild. I am pretty content. Capital one offered me 0% interest rate for 1 year!!
Here are the links for the pre-qualify if you are interested.
ORCHARD BANK
CAPITAL ONE
P.S. AMEX also offers a pre-qualify but I would recommend not trying to apply for American Express Cards with a BK. They are very very strict!!

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