Frequent Contributor
Posts: 375
Registered: ‎03-01-2012

Re: Eek! Just got 1st SW IIB update!

unless you're buying TU reports everytime, you're only monitoring Equifax data.

Filed BK7: 7/12 (discharge 10/12) 5/12- EQ FICO - 508 / TU FICO - 490
EQ FICO: 672 (10/14)
TU FICO: 648 (10/14)
EX FICO: 667 (10/14)
NFCU cashRewards $18,000 - NFCU Flagship Visa $18,000 - First Tech C.U. Cash Rewards $5,000 - Barclays Apple Card $2,000 - JCrew $4650
In the garden starting 3/1/14 till ???
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007

Re: Eek! Just got 1st SW IIB update!

Ditto to what has been said....SW monitors EQ only. There is no myFICO product that monitors TU in the same manner. There is FICO Quarterly Monitoring but that monitors your TU for changes on a quarterly basis (hence the name). It's basically a pre-paid plan for 4 TU FICO reports per year w/ monitoring of non-credit items only (e.g. changes in demographic info and other indicators for ID theft).

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