12-12-2012 04:27 PM
unless you're buying TU reports everytime, you're only monitoring Equifax data.
12-12-2012 07:12 PM
Ditto to what has been said....SW monitors EQ only. There is no myFICO product that monitors TU in the same manner. There is FICO Quarterly Monitoring but that monitors your TU for changes on a quarterly basis (hence the name). It's basically a pre-paid plan for 4 TU FICO reports per year w/ monitoring of non-credit items only (e.g. changes in demographic info and other indicators for ID theft).
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO