I filed for Ch 7 bankruptcy in Dec. 2012. At around that time my fico score was 438. I was discharged on April 11. I just checked my score and it is now 547. So excited. I opened up two secured personal loans with state department federal credit union and am in the process of opening two secured cards with navy federal. Then I will pay and watch my score continue to rise. All debt has been properly reflected as included in bankruptcy. Very excited.
So after your discharge you saw a jump? I just filed last week and am so anxious to get this over with and move forward. You give me hope!