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Excited about 109 point jump!

New Member

Excited about 109 point jump!

I filed for Ch 7 bankruptcy in Dec. 2012.  At around that time my fico score was 438.  I was discharged on April 11.  I just checked my score and it is now 547.  So excited.  I opened up two secured personal loans with state department federal credit union and am in the process of opening two secured cards with navy federal.  Then I will pay and watch my score continue to rise.  All debt has been properly reflected as included in bankruptcy.  Very excited.

Message 1 of 7
6 REPLIES
Moderator Emeritus

Re: Excited about 109 point jump!

You're on your way!

Message 2 of 7
New Member

Re: Excited about 109 point jump!

It's been such a long, hard road.  Can't wait to hit 600.  Oh happy day.

Message 3 of 7

Re: Excited about 109 point jump!

Grats man, been in your shoes.  (I once was at 415 a long time ago!)  Time heals all wounds. Keep grinding!

Message 4 of 7
Regular Contributor

Re: Excited about 109 point jump!

So after your discharge you saw a jump?  I just filed last week and am so anxious to get this over with and move forward.  You give me hope!

04/01/10 - TU: 659 / EX: 648 / EQ: 601 (LO Scores)
2/25/10 - EQ 588 / EX 660 (LO) / TU 633
2/9/10 - EQ 567 / EX 585 / TU 601
1/12/09 - EQ 544 / EX 570 / TU 593
12/12/09 - EQ 536 / EX 555 / TU 582
11/13/09 - EQ 536 / EX 586 / TU 566
11/03/09 - EQ 540 / EX 544 / TU 574
07/18/06 - EQ 478
Message 5 of 7
Senior Contributor

Re: Excited about 109 point jump!

Congrats on the big jump!  It takes time, but you can and will recover.  Keep up the good work!

Message 6 of 7
Frequent Contributor

Re: Excited about 109 point jump!

Congrats...onward and upward as they say ;-)

Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


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Message 7 of 7