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FINALLY BACK IN WITH CAPITAL ONE

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Anonymous
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FINALLY BACK IN WITH CAPITAL ONE

My BK7 was discharged on September 11, 2015.  Since then I have only been able to obtain store cards and no major credit cards.  Well this past weekend, I was able to lease a new 2016 car and lowered the monthly payment I had on my old car.  Today I applied for a Capital One Quicksilver One and was approved for $3000!!! I am so excited!!!! Smiley HappySmiley HappySmiley HappySmiley Happy

Message 1 of 6
5 REPLIES 5
Datx
Valued Contributor

Re: FINALLY BACK IN WITH CAPITAL ONE

Congrats on the approval!

Message 2 of 6
Anonymous
Not applicable

Re: FINALLY BACK IN WITH CAPITAL ONE

Congrats! i was discharged august 2015 and  bought a new car in jan (not by choice) monthly payment is high. Capitol one wont let me back in yet Smiley Sad  my scores just dropped by 20 points because i used 55% of my total bal on my credit one credit card i had no idea that i should stay at 30% revolving (what ever that means) this credit thing is sooo confusing.

 

EQ 613

TU 635

Ex 633

Message 3 of 6
Anonymous
Not applicable

Re: FINALLY BACK IN WITH CAPITAL ONE

Thks.  Capital One let me back in exactly one year after my charge off date.  Hang in there, you will be just fine.  Smiley Happy

Message 4 of 6
Shooting-For-800
Senior Contributor

Re: FINALLY BACK IN WITH CAPITAL ONE

Awesome!

 

I was BK less than 3 years ago and Cap One has treated me like a king!

 

I too started with $3000 Cap One card and grew that into about 7 cards with them, combined and closed and now have two cards that have $50k avail between them.

 

Stay loyal and smart and they will reward you!

 

I just got a car loan from them at 2.49% for 72 months !!!

 

See my signature - less than 3 years!

 

Hang in there and be really really careful!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 5 of 6
Anonymous
Not applicable

Re: FINALLY BACK IN WITH CAPITAL ONE

I never intended to close out my account with CO but as you know they automatically close it when notified about the BK.  I was current with them before and definitely plan on staying current now Smiley Happy.  Congrats on your rebuild!!

Message 6 of 6
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