There is nothing that says you can't offer a payment to a creditor that was IIBK, just that they can't ask you for a payment. Good luck and hopefully it goes the way you are expecting.. Not sure if they would even open the same TL, probably issue you a new account number resulting in a new TL. I guess it's up to you if it worth obtaining a TL from Nordstroms 
@pizza1 wrote:
I had heard that if you're BL like with Amex, they won't HP you, you just get a letter stating due to bad relationship account etc..., and Nordstoms does the same thing. So I have it a whirl in June at the store, sure enough the printer immediately spit out a number for me to call, and a few days later I received the "letter" from the president, stating that their records indicate an account was found that was IIB, and telnet would not extend credit to me for that reason.
But.... They are good on recons, and offering to pay the acct to zero, with a letter of explanation might get me in way sooner. That back date, and its one of my oldest cards 2004, which would help with my current rebuild and aaoa
No, that account was discharged in BK, they can't reopen it. If you paid them, back and got back in their good graces the new account would be listed with a post BK open date just like all your other accounts.
I think you're being sentimental, loinging for the good old days pre-BK. BK offers a fresh start, use a fresh start - use one of your reward Visa/MC cards at the store and get cash back. But, to each their own. :
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@pizza1 wrote:
Daveinaz.... Actually yes I am dreaming about the good ole days.... But, one thing about Nordstroms, is that they WILL change the open date on the credit reports. They are like Amex in that sense. Yes, it would be a new tradeline, but the open date would show 2004, Its been confirmed numerous times that will allow back dating.
I don't see how they can, but you seem to be more informed about Nordstroms than I. I went to their site to see who provides their card and they seem to be one of the rare store cards provided by their own banking subsidiary.
And I have to admit w/Nordstroms I was thinking of the not so good old days - my ex-wife loved that store and used to rack up horrendous bills there. 
@pizza1 wrote:
Daveinaz.... Actually yes I am dreaming about the good ole days.... But, one thing about Nordstroms, is that they WILL change the open date on the credit reports. They are like Amex in that sense. Yes, it would be a new tradeline, but the open date would show 2004, Its been confirmed numerous times that will allow back dating.
I did not know this, sorry! Well, whatever you decide to do, I hope it works out in your favor! Crazy you are already a year post d/c!!!! I feel like last month I was talking to you about NFCU and how amazing they are 
Congrats on your hard work and keep it up!