Hi all-
I finally filed my chapter 7 last week and stopped (if temporarily) my house from being sold at auction. I know eventually it will be foreclosed upon but at least for the time being I get to stay in it. I noticed that one of my creditors already changed the status of one of my cards from "charge off" to "IIB zero balance". Will all my creditors start doing this now? I was under the impression it didn't happen until after BK was discharged. Nevertheless, I'm happy I have this process started so I can move forward and leave the past in the past.
Filed BK7 – 2/13 (discharged 5/13) (starting score 586)
myFICO EQ 1/2014: 617
myFICO TU 1/2014: 619
myFICO EX 1/2014: 635
Credit 1 - $500 / Cap 1 Sec. $300 / Cap 1 Quicksilver $1,500
Barclays Apple Card / $1700 / American Gen Loan $5,000
