Filed bankruptcy, had the meeting with the creditors and now this.

[Anonymous]

I filed bankruptcy and this last week I had the meeting with the creditors. I decided to pull my credit report and noticed most of the accounts were under a "Chap 7" status. I also noticed there were quite a few that weren't under that status and were still "Open and in Collections". I know for a fact I gave these debts to my lawyer as I pulled several reports. I know after a discharge these are impossible to get fixed. My lawyer is quite useless and rather difficult to reach so should I just take the initiate to call the creditors myself and let them know I filed? 

Is this something my lawyer should have done? 

[grassfeeder]

no, submit your discharge paperwork to the credit bureaus - they should change all reporting

[0REDSOX7]

Legally, they are not required to update your credit report to IIB and a zero balance until AFTER you're discharged. The ones that did are just doing you a favor. It's actually very easy to get fixed after discharge and many of them simpy wait til then anyway. If they refuse, you load a copy of your creditor matrix and your discharge to help.

Also, If you had any accounts that were listed as a charge off BEFORE you filed, they will not update - as that reporting is correct. Your filing of BK simply means that no future debt collectors can attempt (legally) to collect on it.

[ezdriver]

I would add that, except for non-qualifying debt [eg: IRS taxes, student loans, etc], ALL consumer debt exiting as of filing date are legally included in a bankruptcy filing ... whether or not they are listed in the schedule. Not to worry. Waitin until your discharge is granted and then check to see what is being reported.