Definitely after...
... As in after you've filed AND gotten discharged by the court.
Anything else can land you in hot water...
FICO8 current as of :
4-17-24 EQ:
724 TU:
707 EX:
706Hard INQs last 12 months: EQ:
5 | TU:
8 | EX:
9Verizon Visa
$8500 Amex Delta Reserve
$10,000 Care Credit
$18,000NFCU CashRewards
$7500 Apple Card
$7000 Best Buy
$8000 Amazon
$5000NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray)
6.95%NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome)
9.45%Total CL:
$64,000 --- Total CC UTI:
27% --- AAoA:
5.5 years --- Income:
$200kLast app:
4-6-24
