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wrote:
Started rebuilding credit immediately following my BKR in Dec 2012.. now have 2 Discovers each with $8000 limit, Barclay $9000, BOA $4000..then Applied for AMEX last year with scores in the 730s and thought I'd be approved. NOO!! I was so disappointed! Now today, literally 5 Yrs post-BK I applied for AMEX Bluecash & got approved with $5000 limit. I am so happy! Credit redemption at last!! BTW, I almost didnt reapply bc I was told AMEX will NOT give approval to anyone who still has a BR on file, even with excellent scores.
Congratulations! Your portfolio is looking good, let alone for a "rebuild!" Well done!
Congratulations on your AMEX card! I also got approved w/Amex 5 years post filling of CH 13. I now have 3 cards; BCE, BCP & Delta Gold. However, I haven't been able to get a CLI with the BK still on my file.
Congrats for Amex approval!! Beautiful.
Congrats! Post 5 years seem to be the common consensus. Does anyone know if their credit cards are easier to get POST BK versus their charge cards?
his gives me so much hope thanks
wrote:
Started rebuilding credit immediately following my BKR in Dec 2012.. now have 2 Discovers each with $8000 limit, Barclay $9000, BOA $4000..then Applied for AMEX last year with scores in the 730s and thought I'd be approved. NOO!! I was so disappointed! Now today, literally 5 Yrs post-BK I applied for AMEX Bluecash & got approved with $5000 limit. I am so happy! Credit redemption at last!! BTW, I almost didnt reapply bc I was told AMEX will NOT give approval to anyone who still has a BR on file, even with excellent scores.
That is fantastic! Congrats!!
Thank you so much for the support!! I appreciate ALL these wonderful comments from all of you who certainly understand what a big accomplishment this truly is for me!!