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First NFCU Cc

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Anonymous
Not applicable

First NFCU Cc

I was discharged 6/9, applied for the n rewards card on 6/30 approved yesterday with a 1000 limit so excited. I went ahead and applied for the cash rewards and flagship card will see what happenes. They have pulled equifax and my score is currently sitting at 640.
Message 1 of 22
21 REPLIES 21
Scupra
Super Contributor

Re: First NFCU Cc

Congrats on the nRewards! Treat NFCU right and it will pay off for you!
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 22
Anonymous
Not applicable

Re: First NFCU Cc

Congrats!!!

Message 3 of 22
parkbuilder
Regular Contributor

Re: First NFCU Cc

Congrats, I've heard great things about them!


Starting Score: TU 649 EX 632 EQ 603(6/15)
Current Score: TU 664 EX 666 EQ 637 (9/15)
Goal Score: 700


Take the myFICO Fitness Challenge
Message 4 of 22
sylviagarcia
Regular Contributor

Re: First NFCU Cc

Did you get the Flagship and Cash Rewards Card??  if so, how long did they take to reply and how much was the CL?

 

I am waiting on a reply for the eRewards cc app but I still haven't heard and I am post BK d/c for 9 mos.

 

Thanks,

Message 5 of 22
Anonymous
Not applicable

Re: First NFCU Cc

I was denied the Loc ans flagship. They use the mortgage equifax score I was at 614. Took a few days to respond. Gonna hang out in the garden since I now have 5 open ccs just discharged in June.
Message 6 of 22
sylviagarcia
Regular Contributor

Re: First NFCU Cc

I am 9mos post d/c and they denied me the LOC and also only gave me the cash rewards card for $1000... I requested a recon of the limit but they didn't approve Smiley Sad  I also just opened a checking acct with them so maybe they're waiting to see how well I do with that and go from there... My EQ was 669 at the time they pulled it.

Message 7 of 22
Chilli
Established Contributor

Re: First NFCU Cc

Be patient...your 1k sl to grow very quickly. The LOC will come just give it time. If you haven't already, I recommend you read Official NFCU cli guide by creditaddict.

Message 8 of 22
Anonymous
Not applicable

Re: First NFCU Cc

I will do that thank you, they just sent me a mailer for the cash rewards card they just denied me for they are nuts lol
Message 9 of 22
sylviagarcia
Regular Contributor

Re: First NFCU Cc

Thanks I will do that too
Message 10 of 22
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