10-16-2012 06:42 AM
My husband and I filed Chapter 7 BK which was discharged in July 2010. I'm looking to get our credit scores up (paying down CC's and GW/PFD a couple of recent collections), but I'm wondering if any of our items which were included in BK are keeping our scores low. Does anyone know if it will help to try and GW a collection account and multiple CC's that were IIB and are reporting correctly?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO