Hey guys!!
I'm sure you're sick of these posts but I really trust you guys so I am relying on you to help me out here. I am in the process of reading "HOW TO: From BK7 discharge to 700 in 24 months or less!" as recommended in several other threads.
Due to some tax junk that I am not able to discuss here we are having to file a Chapter 7 bankruptcy.
Currently, all of our cards are in good standing, no late pays since or collection accounts since 2010 when I lost my job but it was all resolved in less than 90 days.
We need to pay a $1.5 retainer fee and would like to get this started and done ASAP so we are debating not paying our cards this month to pony up the cash and get things moving. Is that a horrible idea??
I want to go into the meeting with the attorney with a general idea of what's going on. Any other advice you can give?
