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Posts: 58
Registered: ‎02-18-2013
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Re: Glad I found these forums

[ Edited ]

Yay, BofA Secured!  THANK YOU backdoor numbers thread!   Smiley Happy

 

(edit: spelling)


Ch13 filed 3/2009 : discharged 1/2014
Starting 2/16/2013:
EQ673 TU667
Current 4/3/2015: EX681 EQ684 TU666
Goal: 750

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Regular Contributor
Posts: 125
Registered: ‎03-09-2013
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Re: Glad I found these forums


makeupho wrote:

Yay, BofA Secured!  THANK YOU backdoor numbers thread!   Smiley Happy

 

(edit: spelling)


Congrats!

It's good to see how well people are doing after a BK. Smiley Happy

Starting Score: 660 (BK discharged 2/2012)
Current Score: 684 - EQ | 679 - EX (Lender pull)
Goal Score: 720+

Wallet: NFCU Flagship Signature 14k | NFCU cashRewards 1K | NavCheck 15k | Barclays US Air 2.1k | Merrick 1.4k | Credit One 550 | Cap One 750 | Last app 5.5.2013
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New Contributor
Posts: 58
Registered: ‎02-18-2013
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Re: Glad I found these forums

Thank you, Siopao! Checking up on our case stats via our Trustee's website and watching our balance owed slooooowwwwly diminish is the way I remind myself that we can indeed get through it. Approval for the card today is exciting because it's my first rebuilding activity. Not gonna lie - a 5 yr Ch13 is painful, but we're weathering the storm a lot better than I thought we would on the day we filed.

Ch13 filed 3/2009 : discharged 1/2014
Starting 2/16/2013:
EQ673 TU667
Current 4/3/2015: EX681 EQ684 TU666
Goal: 750

Take the myFICO Fitness Challenge
Regular Contributor
Posts: 125
Registered: ‎03-09-2013
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Re: Glad I found these forums

I hear ya!

 

The only thing I regret is not finding this website sooner!  

Starting Score: 660 (BK discharged 2/2012)
Current Score: 684 - EQ | 679 - EX (Lender pull)
Goal Score: 720+

Wallet: NFCU Flagship Signature 14k | NFCU cashRewards 1K | NavCheck 15k | Barclays US Air 2.1k | Merrick 1.4k | Credit One 550 | Cap One 750 | Last app 5.5.2013
Take the myFICO Fitness Challenge
New Contributor
Posts: 58
Registered: ‎02-18-2013
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Re: Glad I found these forums

Same here, Siopao. Had I started reading these a while ago, I would've felt less apprehensive and stressed about our BK.

Ch13 filed 3/2009 : discharged 1/2014
Starting 2/16/2013:
EQ673 TU667
Current 4/3/2015: EX681 EQ684 TU666
Goal: 750

Take the myFICO Fitness Challenge
New Contributor
Posts: 58
Registered: ‎02-18-2013
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Re: Glad I found these forums

We made our final payment to our Trustee on Saturday!  Crossing fingers now that their audit doesn't find any addtional monies owed. Discharge papers, according to someone I spoke with at the Trustee's office, will come 6-8 weeks after they receive our final payment. 


Ch13 filed 3/2009 : discharged 1/2014
Starting 2/16/2013:
EQ673 TU667
Current 4/3/2015: EX681 EQ684 TU666
Goal: 750

Take the myFICO Fitness Challenge
Frequent Contributor
Posts: 467
Registered: ‎03-09-2011
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Re: Glad I found these forums


makeupho wrote:

 

We made our final payment to our Trustee on Saturday!  Crossing fingers now that their audit doesn't find any addtional monies owed. Discharge papers, according to someone I spoke with at the Trustee's office, will come 6-8 weeks after they receive our final payment. 


Congrats!!!  I can only imagine that it's an AWESOME feeling!!  Smiley Happy


Enjoying your freedom? Thank a servicemember and their family!!!

In the garden since 05 Aug 14...
New Contributor
Posts: 58
Registered: ‎02-18-2013
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Re: Glad I found these forums

[ Edited ]
Thank you digitaldiva! :-)
it is a relief... and we are breathing a bit easier. we'll really be celebrating when we see the discharge on pacer. fingers crossed that it really does take 8 weeks and not longer.

Ch13 filed 3/2009 : discharged 1/2014
Starting 2/16/2013:
EQ673 TU667
Current 4/3/2015: EX681 EQ684 TU666
Goal: 750

Take the myFICO Fitness Challenge
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Posts: 58
Registered: ‎02-18-2013
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Re: Glad I found these forums

update: discharged exactly 8 weeks after her receipt of our last payment. we are so glad to get that over with, to put it mildly. we bought a car to replace the ailing 2001 model, and plan to buy another to replace the 2004 we just sold. after that, keep our noses clean then refi the house.

 


Ch13 filed 3/2009 : discharged 1/2014
Starting 2/16/2013:
EQ673 TU667
Current 4/3/2015: EX681 EQ684 TU666
Goal: 750

Take the myFICO Fitness Challenge
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