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God Credit One is so slow...

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daveg38
Established Contributor

God Credit One is so slow...

Got the 'congrads you are approved' thingy 8 days ago.  Still shows the application as being processed.

 

I could have walked to Credit One Bank, setup my own account and verified my own information, embossed my own card and walked home quicker...

 

Anyone else see such a long "Application Processing" status?

Ch7 Discharge: 5/14/2016 | Target RedCard $900 | Merrick DYL $500
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: God Credit One is so slow...

Unless I'm misreading your signature... if you haven't been discharged yet, that could be why. It's generally better to wait until the discharge is reflected on your report before applying for post-BK credit.

 

 

Message 2 of 7
thummel
Established Contributor

Re: God Credit One is so slow...

Best of luck rebuilding for you!
Message 3 of 7
Anonymous
Not applicable

Re: God Credit One is so slow...


@daveg38 wrote:

Got the 'congrads you are approved' thingy 8 days ago.  Still shows the application as being processed.

 

I could have walked to Credit One Bank, setup my own account and verified my own information, embossed my own card and walked home quicker...

 

Anyone else see such a long "Application Processing" status?


Agreed. They do take a while. I appied and was approved on 4/28/2016 and got my card last week. Before recieving my card, I did call up after about 2 weeks after I got the approval. The guy on the phone says it can take upto 3 weeks for them to process and have the card mailed. Mine was a little bit less though.

 

Hope this helps, but you probably already recieved the card by now I hope.

Message 4 of 7
Scupra
Super Contributor

Re: God Credit One is so slow...

It took my home loan 7 months to start reporting Smiley Surprised

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 5 of 7
torry590
Regular Contributor

Re: God Credit One is so slow...

Credit One approved DH on 5/12/16  they mailed the card on 5/19/16 and we got it yesterday 5/24/16.  Everyone is different though. 

As of 5/2021 EX8: 616 | TU8: 665 | EQ8: 662
First Premier $700 | Capital One Secured $500 | Discover It $1,000 (formerly secured)
Capital One Quicksilver $400 | Credit One Platinum $300 | Victoria's Secret $200
Express Next $500 | Williams Sonoma Store $400 | Brylane Home $250 | Chime Credit Builder NPSL
Walmart World Mastercard $300 | Aspire Mastercard $500 | Cerulean Mastercard $750
CFNA Bosch Car Care $800 | First Premier no AF $700 | Avant Mastercard $300 no AF
Message 6 of 7
TXinandout
Frequent Contributor

Re: God Credit One is so slow...

My wife got hers in 2 weeks. Do you know how long does it take to report?

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 7 of 7
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