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Got discharged a few days ago, keep getting declined for credit!! How can I get rid of the inquiries

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Anonymous
Not applicable

Re: Got discharged a few days ago, keep getting declined for credit!! How can I get rid of the inqui

Lol
Message 21 of 24
Scupra
Super Contributor

Re: Got discharged a few days ago, keep getting declined for credit!! How can I get rid of the inqui

We have all been in a place where we needed help, and that's probably what led most of us here. Let's take a breath and try to be helpful. Constructive criticism is what's needed. Good luck op
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
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Message 22 of 24
fishbjc
Senior Contributor

Re: Got discharged a few days ago, keep getting declined for credit!! How can I get rid of the inqui

Just b/c a BK7 is discharged doesn't mean you are ready for credit.  You have to begin at the BOTTOM with baby steps.  It will take YEARS to rebuild.  Even with a good score, a lot of the major banks won't touch you with a 'recent' BK7.  To some 'recent' is TWO YEARS or THREE YEARS.  This may hold you back for SEVEN years. 

 

It's a slow and hard journey.  Just hang in there and STOP APPLYING!!!!  Smiley Frustrated  I hope you will take these suggestions to heart...otherwise you are jumping into the ocean without a life preserver and it's storming.

 

Slow and Steady!!!!!!! 

 

 

Message 23 of 24
fishbjc
Senior Contributor

Re: Got discharged a few days ago, keep getting declined for credit!! How can I get rid of the inqui

And Good Luck OP!!!!!! Smiley Happy

Message 24 of 24
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