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Just b/c a BK7 is discharged doesn't mean you are ready for credit. You have to begin at the BOTTOM with baby steps. It will take YEARS to rebuild. Even with a good score, a lot of the major banks won't touch you with a 'recent' BK7. To some 'recent' is TWO YEARS or THREE YEARS. This may hold you back for SEVEN years.
It's a slow and hard journey. Just hang in there and STOP APPLYING!!!! I hope you will take these suggestions to heart...otherwise you are jumping into the ocean without a life preserver and it's storming.
Slow and Steady!!!!!!!
And Good Luck OP!!!!!!