Reply
Valued Member
darkknight59
Posts: 35
Registered: ‎02-23-2011
0

Great news yesterday!

[ Edited ]

Just received two notifications yesterday (1) that they would cease to payroll deduct my payments, and (2) that our case was now closed as completed and eligible for discharge!!
Setting appointment with attorney to complete paperwork for discharge!!
And should recieve about $400.00 in excess payments!!
This 5 year jorney is nearly over, and strting off in fairly good shape with EQ of 691 and TU of 690 (both MyFico)

Am thankful to God and the many members of this board!

Will update when discharge is complete!!

 

Current Myfico Scores: TU 690  EQ 691

Chapter 13 Discharged March 2013 Falls off Feb 2015!!
739 Powered by Equifax data as of August 1, 2014
731 Powered by TransUnion data as of August 1, 2014
737 Powered by Experian data as of August 1, 2014
NASA FCU 25000 NFCU Platinum 22000, NFCU LOC 15,000,Tobyhanna Via Premier 10,000, Capt 1 Quicksilver 3500, Care Credit 3300, Barkclay Apple 2650, BOA, 2500, Amazon Store 2100, Paypal SC 2,000, BML 1350, Barclay Rewards 250
Community Leader
Valued Contributor
starry1
Posts: 2,271
Registered: ‎11-29-2012
0

Re: Great news yesterday!

Yay for you!

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 11/14/14 TU 649; EQ 648; EX 653
Goal Score:  625 for now– New goal 675

Cap1 sec $1k (SD) / Fingerhut $2k / nRewards $12k / cashRewards $10k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $500 / Target $400 / PPSC $800 / Texaco $400 (last app 09/29/14)
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Great news yesterday!

Congrats for sure to your long 5 year journey!  It's like having a weight lifted off of your shoulders.  Once I got the actual discharge papers, of which I checked pacer so often that I saw it within hours of being posted, it felt like true freedom and deserving of a medal!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012
0

Re: Great news yesterday!

Congratulations! It is such a great feeling to be finished with the Ch 13 payment plan. I finished my plan in Jan 2011...received discharge shortly thereafter. The Ch 13 has deleted off my reports last Oct at the 7 year mark.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Valued Member
darkknight59
Posts: 35
Registered: ‎02-23-2011
0

Re: Great news yesterday! - Update!!

[ Edited ]

This morning looked at both National Data Center at our case status and also 13Network.com site and saw staus changed from "Completed" to "DISCHARGED"!!!

Our attorney just yesterday told us it should be any day, so I looked this morning and was greatly supprised.

One thing is that Pacer still shows "Awaiting Discharge"...I'll check Monday morning to see if it updates then!

 

National Data Center

CASE STATUS(J) DISCHARGED
BALANCE ON HAND$245.00
LAST RECEIPT DATE3/11/2013
LAST RECEIPT AMOUNT$245.00
LAST DISBURSEMENT DATE3/15/2013

13Newtwork

Case Status:   (J) DISCHARGED (2/14/2013)

 

Very exciting morming, that I wanted to share!!

 

Chapter 13 Discharged March 2013 Falls off Feb 2015!!
739 Powered by Equifax data as of August 1, 2014
731 Powered by TransUnion data as of August 1, 2014
737 Powered by Experian data as of August 1, 2014
NASA FCU 25000 NFCU Platinum 22000, NFCU LOC 15,000,Tobyhanna Via Premier 10,000, Capt 1 Quicksilver 3500, Care Credit 3300, Barkclay Apple 2650, BOA, 2500, Amazon Store 2100, Paypal SC 2,000, BML 1350, Barclay Rewards 250
Contributor
missji
Posts: 93
Registered: ‎08-21-2011
0

Re: Great news yesterday! - Update!!

Congratulations!


NEW GARDEN CLUB MEMBER as of 3/23/2013. No activity until 8/2015 unless it's an auto CLI.
Starting Score:
626
Current Score (as of 3/19/2013): 663
Goal Score: 750.
Take the myFICO Fitness Challenge
New Contributor
makeupho
Posts: 54
Registered: ‎02-18-2013
0

Re: Great news yesterday!

Congratulations! I hope to be discharged in just about a year. Good job!

Ch13 filed 3/2009 : discharged 1/2014
Starting 2/16/2013:
EQ673 TU667
Current 9/5/2014: EX646 EQ674 TU658
Goal: 750

Take the myFICO Fitness Challenge
Valued Member
darkknight59
Posts: 35
Registered: ‎02-23-2011
0

Re: Great news yesterday!

Recieved an email notification via Pacer last night, with a link where I was able to print out a copy of the signed Diasharge Papers!!

Should receive a copy via mail this week!

Chapter 13 Discharged March 2013 Falls off Feb 2015!!
739 Powered by Equifax data as of August 1, 2014
731 Powered by TransUnion data as of August 1, 2014
737 Powered by Experian data as of August 1, 2014
NASA FCU 25000 NFCU Platinum 22000, NFCU LOC 15,000,Tobyhanna Via Premier 10,000, Capt 1 Quicksilver 3500, Care Credit 3300, Barkclay Apple 2650, BOA, 2500, Amazon Store 2100, Paypal SC 2,000, BML 1350, Barclay Rewards 250
Regular Contributor
TRC2k13
Posts: 218
Registered: ‎03-02-2013
0

Re: Great news yesterday! - Update!!

[ Edited ]

Congrats... :smileyhappy:

 

Still waiting on my discharge... I paid off my 13 on 2/28... it's been a month and I'm checking 13datacenter and Pacer for updates every few days.  Attorney said it should take about a month so we'll see.  Case status still shows as completed but not discharged.

 

Hopefully not too much longer.

Valued Member
darkknight59
Posts: 35
Registered: ‎02-23-2011
0

Re: Great news yesterday! - Update!!

Congrats to you as well

I'm still waiting for the court to mail me the document; however I printed off a copy allready from Pacer!!

You can also sign up to have them email you updates, which is what I did.

Chapter 13 Discharged March 2013 Falls off Feb 2015!!
739 Powered by Equifax data as of August 1, 2014
731 Powered by TransUnion data as of August 1, 2014
737 Powered by Experian data as of August 1, 2014
NASA FCU 25000 NFCU Platinum 22000, NFCU LOC 15,000,Tobyhanna Via Premier 10,000, Capt 1 Quicksilver 3500, Care Credit 3300, Barkclay Apple 2650, BOA, 2500, Amazon Store 2100, Paypal SC 2,000, BML 1350, Barclay Rewards 250

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}