01-27-2017 09:55 AM
You should apply IF all of the accounts in your credit report are showing $0 and IIB, I will also prefer if the discharge shows on my credit report first. Which cards do you want to apply for?
How soon after a discharge, should I apply for a credit card?
01-27-2017 09:57 AM
You for sure should apply for OpenSky secured card (no hard pulls), maybe also Primor, overstock or J Crew.
02-06-2017 10:48 AM
I called CreditOne last week - after quite a bit of run around and upsells, I was told that my account was canceled. I am still able to log in online though and my latest statement ($0.00) has cut and I have a new payment date.
I'm just wondering if that's normal? After all the back and forth on the phone, I wanted some way to actually confirm the account was closed, but I can't seem to?
Thanks! Have my renewal comming up (as does my wife) in a few weeks, and wanted to make sure we didn't get stiffed with it again.
02-07-2017 07:24 PM
02-16-2017 09:00 AM
So my understanding is that if I have an auto loan I do not need the Credit Builder loan?
As long as you have an auto loan that is in good standing and reports, you do not need another installment TL.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.