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01-27-2017 09:55 AM
You should apply IF all of the accounts in your credit report are showing $0 and IIB, I will also prefer if the discharge shows on my credit report first. Which cards do you want to apply for?
How soon after a discharge, should I apply for a credit card?
01-27-2017 09:57 AM
You for sure should apply for OpenSky secured card (no hard pulls), maybe also Primor, overstock or J Crew.
02-06-2017 10:48 AM
I called CreditOne last week - after quite a bit of run around and upsells, I was told that my account was canceled. I am still able to log in online though and my latest statement ($0.00) has cut and I have a new payment date.
I'm just wondering if that's normal? After all the back and forth on the phone, I wanted some way to actually confirm the account was closed, but I can't seem to?
Thanks! Have my renewal comming up (as does my wife) in a few weeks, and wanted to make sure we didn't get stiffed with it again.
02-07-2017 07:24 PM
02-16-2017 09:00 AM
So my understanding is that if I have an auto loan I do not need the Credit Builder loan?
As long as you have an auto loan that is in good standing and reports, you do not need another installment TL.
03-14-2017 08:21 PM
03-14-2017 08:31 PM
I have a question about getting a second card, my discharge was Nov 16 and I didn't see this post until a few months ago. I started with an auto loan at discharge and got a credit card a month ago. So do I apply for capital one 5 months post discharge or 5 months after my first card?
I'd treat the day you got your first card as day zero for the purposes of the plan
03-15-2017 04:35 AM
I had the same problem I burned Captial One & Credit One. I was approved for two unsecured cards with Total Visa (300.00) and Cerulean Mastercard (750.00) both are with Mid America Bank & Trust. They both have decent interest rates 18.99.
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