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Have anyone had a Bk deleted a few months before the 7yrs date?

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TwoBeFree
Contributor
‎04-02-2013 11:17 PM
‎04-02-2013 11:17 PM

Have anyone had a Bk deleted a few months before the 7yrs date?

My Ch 7 BK will be 7yrs old in Dec 2013 will it be deleted in Dec 2013 or Jan 2013?

Can the accounts filed in the BK be removed before the Public record BK be removed?

 

Message 1 of 6
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NotTellinYou
New Contributor
‎04-02-2013 11:30 PM
‎04-02-2013 11:30 PM

Re: Have anyone had a Bk deleted a few months before the 7yrs date?

Chapter 7 bankruptcy is deleted 10 years from the filing date.  Chapter 13 bankruptcy is deleted seven years from the filing date.

Starting Score TU: 520
Current Score TU: 815. EX: 806. EQ: 819

Chase Freedom $20k, WellsFargo $12k, Barclay $5k, BCU $15k, Discover $5k, USAA $7k, Lowes $8k, Home Depot $10k, Citi $13k, Apple $15k, Credit One, $20k, NFCU, $25k, Arvest $35K
Message 2 of 6
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rm3
Regular Contributor
‎04-03-2013 02:13 AM
‎04-03-2013 02:13 AM

Re: Have anyone had a Bk deleted a few months before the 7yrs date?

My accounts all aged off at the 7-7.5 year mark. Only thing remaining is Ch 7
 
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noel194
New Member
New Member
‎04-03-2013 02:29 PM
‎04-03-2013 02:29 PM

Re: Have anyone had a Bk deleted a few months before the 7yrs date?

It is 7 years from the date of Discharge of a 13 not filing.

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d12
New Contributor
‎04-04-2013 02:04 PM
‎04-04-2013 02:04 PM

Re: Have anyone had a Bk deleted a few months before the 7yrs date?

No, it's seven years from the filing date for Chapter 13.

Cap One Quicksilver ($10,000); Barclays Rewards WMC ($7200); Lowes ($4050); Wal-mart ($3250); HSN ($1800); Amazon ($2300); Sportsmans Guide Visa ($1400); Target ($700); Victoria's Secret ($900)

EX: 806, EQ: 780, WM TU: 806
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rm3
Regular Contributor
‎04-04-2013 02:13 PM
‎04-04-2013 02:13 PM

Re: Have anyone had a Bk deleted a few months before the 7yrs date?

+1
 
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