Credit Card Center Advertiser Disclosure†
04-05-2013 06:28 AM
04-05-2013 07:28 AM
04-05-2013 08:11 AM
Send them an intent to sue ltter, or have your attorney do it.
04-05-2013 08:37 AM
Absolutely send them an intention to sue for violating the automatic stay. Also, actually go through with it.
04-05-2013 09:12 AM
Yep, that's money in your pocket.
04-05-2013 07:08 PM
04-08-2013 09:00 AM
Is there a copy of that letter somewhere on here? I am having the same problem! Bill was given to a different collection agency AFTER bankruptcy but the original bill was included in my bankruptcy. The CRA's won't delete it because it is showing a date after my filing date. They don't have all the info and it is very frustrating for me!!!
04-08-2013 02:45 PM
04-14-2013 01:48 PM
Please keep us informed of the events Flamenco, Most all of us here, I'm sure would love to hear about a CA getting it stuck to them!!
04-16-2013 08:28 AM
I am new to the forum, but very excited about it. I, too have the same problem, contacted my attorney, he confirmed that the Original Creditor was list in the BK (13), and advised me to send them ALL a letter, stating this account was included in BK. He also advised me to instruct the CA to DELETE the item and send me notification that they have complied, or further actions would be taken. Received notification from TU and Equifax that the item had been deleted, and my score went up tremendously. I, like many is very excited about scores in which i am achieving now. I know what got me into this mess, and I keep that in front of my mine, so that it won't happen again. I did receive a secured credit card from my Credit Union, as well as a secured loan, which also boost my score. I am also waiting for that 700 plus score on all three. Thanks for all your help, I really appreciate it and it has helped me a lot.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.